Penfed free Fico update?

RobynJ · ‎07-22-2022

Does anyone know how often Penfed updates their free Fico score?

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Starting Score:
0

Current Score:
My highest 818

Goal Score:
850

Take the myFICO Fitness Challenge

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RobynJ · ‎07-22-2022

Well I spoke too soon they just updated today!

> > > > > > > > >

Starting Score:
0

Current Score:
My highest 818

Goal Score:
850

Take the myFICO Fitness Challenge

/

wingennis · ‎07-22-2022

Mine hasn't been updated since 5/31/22.

mfinsmi1 · ‎07-22-2022

@RobynJ @wingennis penfed is always behind when it comes to my fico 9 - by the time they release my score has changed , navy fed also gives u the same fico 9 , but more recent i.e. penfed from 6/30 reported 7/22 , navy fed from 7/12 posted 7.13

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0

Eric958 · ‎10-21-2022

After reading some articles here I went to check my Fico scores on Penfed site and noticed the last pull was from June 30 2022. I paid off my car note back in feb 2022, so only credit product I have is the Cloc (fyi)

Never Give Up!!

JAR1979 · ‎10-21-2022

I have never seen five months in between FICO updates. Every three months like clockwork has been my experience for several years. That being said, I just logged in to check and it seems my last update was four months ago...

I have heard others report inconsistencies.

Starting Scores: TU 502 EQ 479 EX 460
Goal Score: 800+

Take the myFICO Fitness Challenge

Leave the garden at your own risk...

#DeathBeforeRecon

Eric958 · ‎10-21-2022

Yup.. I thought it was 3 mths max.. Guess I'll have to wait for the update before I apply. Thanks

Never Give Up!!

Life_take2 · ‎10-22-2022

Hmm, I have a few active accounts with PenFed (Home, Car, and CC) and my last score update was 6-30 also. I hope they are not retiring that benefit.

BK7 -9/15 Starting EQ-571 | TU-528 | EX-572 ---> Nov'25- Fico8: EQ-830 | TU-822| EX-819 Fico9: EQ-843| TU-841 | EX-839

Amazon Store 10,000 * Apple Card-GS 13,000 * Barclay View 16,400 * Citi Costco Visa 8,100 * * Citi BB Visa 10,000 * Citi Strata Premier 10,900 * Discover 8,100 * Discover Miles 14,500 * Home Depot 10,000 * HSN 10,000 * Kohls 3,500 * NFCU Flagship 38,000 * NFCU AMEX 33,000 * Nusenda PLOC 20,000 PenFed Gold 12,500 * Sam's Club MC 20,000 *Wells Fargo Platinum 1,100 * Wells Fargo Autograph 25,000 * Wells Fargo Reflect 10,000
Total CL $277,100 Util% Sub 1% AAOA: 62 Mo

805orbust · ‎10-22-2022

Dude, I haven't been able to get my credit score from Penfed since June of 2020... literally. I guess it doesn't matter since I can get it anytime from MyFico, but still.. very weird. I guess I'm choosing my battles and that's not one I'd like to think about... at all 🤣

SouthJamaica · ‎10-23-2022

@805orbust wrote:
Dude, I haven't been able to get my credit score from Penfed since June of 2020... literally. I guess it doesn't matter since I can get it anytime from MyFico, but still.. very weird. I guess I'm choosing my battles and that's not one I'd like to think about... at all 🤣

I guess it's normal for them to be woefully out of date. Mine is more than 3 1/2 months old.