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Personal LOC's

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NYFan63
Established Contributor
‎04-17-2016 11:08 PM
‎04-17-2016 11:08 PM

Personal LOC's

Which banks are easier to obtain unsecured personable LOC's? I bank with TD Bank currently.

Thanks in advance.

Rob
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 1 of 5
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Anonymous
Not applicable
‎04-18-2016 06:57 AM
‎04-18-2016 06:57 AM

Re: Personal LOC's

@NYFan63 wrote:
Which banks are easier to obtain unsecured personable LOC's? I bank with TD Bank currently.

Thanks in advance.

Rob

NFCU.  You already have CC s from them.  Have you tried for theirs?

Message 2 of 5
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NYFan63
Established Contributor
‎04-18-2016 07:53 AM
‎04-18-2016 07:53 AM

Re: Personal LOC's

@Anonymous wrote:
@NYFan63 wrote:
Which banks are easier to obtain unsecured personable LOC's? I bank with TD Bank currently.

Thanks in advance.

Rob

NFCU.  You already have CC s from them.  Have you tried for theirs?

Thanks Irish - I do but was wanted to see if I could get a lower APR on a personal LOC...

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 3 of 5
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Anonymous
Not applicable
‎04-18-2016 07:58 AM
‎04-18-2016 07:58 AM

Re: Personal LOC's

@NYFan63 wrote:
@Anonymous wrote:
@NYFan63 wrote:
Which banks are easier to obtain unsecured personable LOC's? I bank with TD Bank currently.

Thanks in advance.

Rob

NFCU.  You already have CC s from them.  Have you tried for theirs?

Thanks Irish - I do but was wanted to see if I could get a lower APR on a personal LOC...

Gotcha.  I know Citi has a PLOC that starts at 7.74% so you might want to check it out.

Message 4 of 5
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NYFan63
Established Contributor
‎04-18-2016 06:42 PM
‎04-18-2016 06:42 PM

Re: Personal LOC's

Thanks Irish...

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 5 of 5
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