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Personal loan - hard to qualify for

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babygirl1256
Senior Contributor

Re: Personal loan - hard to qualify for

@House2021 Only after you have your house keys -and- leave the title company . . . I would recommend trying Navy Federal as they seem to be very understanding and gave my daughter an unsecured credit card with a 577 score and we were both speechless . . . nothing shorter than a miracle!!! One of our experts -and- Moderator's started a NFCU thread on today -but- I'm not an expert -and- don't know how to properly provide the link . . . Well, I'm not sure if my copy and paste will work but I think it can be found here . Hope this helps!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 11 of 13
Shooting-For-800
Senior Contributor

Re: Personal loan - hard to qualify for

I would do credit cards over personal loans.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 12 of 13
babygirl1256
Senior Contributor

Re: Personal loan - hard to qualify for

@Shooting-For-800 Very impressive portfolio . . . your hard work = great accomplishments . . . Well done!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 13 of 13
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