In my opinion disputing the account is not a bad idea but a very good one. I would go ahead and do it you cannot have a zero balance and be 30 days late. Even more so since the account was closed in 2006. It force First Premier to make sure this get corrected. Also the there is how FICO treats accouunts in dispute.
Message Edited by AndySoCal on 08-30-2009 10:04 PM
FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
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