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Post BK Credit building

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jblanco000
Member

Post BK Credit building

I included mu auto loan in my BK, Filed BKi due to year long Disability and my income was reduced by 45%.. I wasnt able to pay anything outside of rent, food and health insurance. my question is: will it be harder to re-established credit due to the fact that I inculded my Auto loan in the BK?? Help please!

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gdale6
Moderator Emeritus

Re: Post BK Credit building


@jblanco000 wrote:

I included mu auto loan in my BK, Filed BKi due to year long Disability and my income was reduced by 45%.. I wasnt able to pay anything outside of rent, food and health insurance. my question is: will it be harder to re-established credit due to the fact that I inculded my Auto loan in the BK?? Help please!


No, the type of credit included in BK has no bearing on making it harder to rebuild. You should pull your reports, you want hard copies to work from and make sure all your included accounts are reporting correctly.

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