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Pre-Qual Credit Card Sites

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LivingTheAmericanDream
Frequent Contributor

Pre-Qual Credit Card Sites

Pre-Qual Credit Card Sites. I try to stay current on those offering a pre-qual:  below is what I have for now. (Synchrony link below but proceed cautiously...) Please add any that are not on the list. And keep in mind that, even though you might be 'pre-qual'd' it doesn't guaranteed final approvel. Thanks and please post your results below!


- Patelco Credit Union: https://www.patelco.org/credit-cards-and-loans/credit-cards
- Gesa Credit Union: https://apply.gesa.com/
- NASA Federal Credit Union: https://applycs.nasafcu.com/
- Dover CU: https://apply.doverfcu.com/product/
- Navy Federal Credit Union (NFCU): https://www.navyfederal.org/loans-cards/credit-cards.html

- KeyPoint Credit Union: https://kpcu.com/Loans/Credit-Cards
- American Express (AmEx): https://www.americanexpress.com/us/credit-cards/
- BofA: https://secure.bankofamerica.com/secure-offers/public/customizedOffers/

- Chase: https://creditcards.chase.com/check-for-preapproved-offers
- Citi: https://online.citi.com/US/ag/cards/pre-screen
- USALLIANCE Financial: https://www.usalliance.org/pre-qualification
- Regions Bank: https://apply.regions.com/creditcards/
- FNBO: https://www.fnbo.com/personal-banking/credit-cards/
- Apple Card: https://card.apple.com/apply/start
- Discover: https://www.discovercard.com/application/preapproval/initial
- CapitalOne: https://www.capitalone.com/credit-cards/preapprove/
- TD Bank: https://www.td.com/us/en/personal-banking/credit-cards (not for California residents)

- Synchrony: https://www.synchrony.com/financing/credit-cards - closing many accounts without notice so tread lightly.

   
 
 

  
9 REPLIES 9
Jnbmom
Credit Mentor

Re: Pre-Qual Credit Card Sites

Bank of America not reliable neither is Navy .

EXP 780 EQ 796 TU 810
Message 2 of 10
ptatohed
Senior Contributor

Re: Pre-Qual Credit Card Sites

citi: https://online.citi.com/US/ag/cards/pre-screen

Chase: https://creditcards.chase.com/check-for-preapproved-offers
Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 3 of 10
LivingTheAmericanDream
Frequent Contributor

Re: Pre-Qual Credit Card Sites

Thanks; both Chase and Citi seem to cycle their pre-qual offer site. What is your experience with their reliability for approval?

   
 
 

  
Message 4 of 10
LivingTheAmericanDream
Frequent Contributor

Re: Pre-Qual Credit Card Sites

Sad but true. Same with Wells Fargo.

   
 
 

  
Message 5 of 10
ptatohed
Senior Contributor

Re: Pre-Qual Credit Card Sites


@LivingTheAmericanDream wrote:

Thanks; both Chase and Citi seem to cycle their pre-qual offer site. What is your experience with their reliability for approval?


I don't have a lot of experience with pre-quals, sorry.  I don't get new cards often and my scores and income are pretty good so I just apply for cards that I want and assume I'll be approved.  More recently, I was pre-approved for a Sapphire Preferred but that was on my Chase dashboard so I am not sure if that counts?  I think my upgrade card came with a pre-qual that you do before you accept and that went well.  And my Smartly card also had a pre-qual which said I was approved before I accepted.  But these are all cards I was going to get anyway so the pre-qual didn't play a factor in my decision.  

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 6 of 10
LivingTheAmericanDream
Frequent Contributor

Re: Pre-Qual Credit Card Sites

Updated and added. Thanks!

   
 
 

  
Message 7 of 10
LivingTheAmericanDream
Frequent Contributor

Re: Pre-Qual Credit Card Sites

Added one new one, plus edited initial post to add Chase and Cit:

Langley FCU: https://www.langleyfcu.org/

   
 
 

  
Message 8 of 10
KangiCosmos
Contributor

Re: Pre-Qual Credit Card Sites

Both Navy and NASA showed I was approved on pre-qualify. Pulled trigger on both. Both Denied. So not reliable

 




Starting Score: 502
Current Score: 686
Goal Score: 700


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Message 9 of 10
LivingTheAmericanDream
Frequent Contributor

Re: Pre-Qual Credit Card Sites

Ugghhhh. Bummer to hear but appreciate the info.
   
 
 

  
Message 10 of 10
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