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Is an app a SP all the time? I have had some reps say they only do a SP and some said SP to start and then HP at the end. Is Prosper any good. My EX FICO is 670, 13,99% APR.
SP for qualifying, HP for completion. Lending Club is a SP only. Prosper is one of the best, and that APR is pretty good for your score. Some others that do a soft pull for initial qualification are Payoff.com, Sofi.com, Upstart.com, Avant.com, and PromiseFinancial.com.
@Anonymous wrote:SP for qualifying, HP for completion. Lending Club is a SP only. Prosper is one of the best, and that APR is pretty good for your score. Some others that do a soft pull for initial qualification are Payoff.com, Sofi.com, Upstart.com, Avant.com, and PromiseFinancial.com.
Thanks! A SP for all is the best.