Public Record Added by Experian

[Anonymous]

I pulled my credit reports about a month ago in hopes of applying for a mortgage loan soon. On the Experian report, there was a bankruptcy from Utah that was not mine and an address in Utah as well. I have never lived or been to Utah. I immediately disputed the public record and called the Utah courthouse to find out more information. The receptionist did a search by SSN and there were no cases referenced to it. After a few weeks, Experian deleted the BK. Just today, I logged onto their website to view my CR again to dispute an additional item. Now there is a civil judgment/public record, again from Utah. It is a different case number than before. What is going on??

[Anonymous]

do a dispute  NOT MINE 

Copy your old CR  showing the BK......copy where it was deleted    copy new one     I would do by mail CMRRR   send a dispute with the FTC!!!!!!!   

Call the courthouse & see if you can get the same person that you talked to before.......ask if they can send you a letter...on courthouse letterhead....stating that BK case #    and the new judgment  case #  is not yours....... also put in there that you have no public record and never had in that state.

IF the dispute comes back verified      send the CRA a  MOV       This is a paper trail and they could be setting themself (CRA) up for a big lawsuit (by you) and big fines from the FTC

[Anonymous]

Here we go again... Thanks for your advice and letting me know about the opportunity to file with the FTC. I am going to gather this stuff up tomorrow and mail it all out.

[Anonymous]

If everyone that the CRAs and CAs  have screwed over filed with the FTC  maybe they would move faster to correct these things.