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Pull credit report?

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Anonymous
Not applicable

Pull credit report?

Hi

 

I currently have an account with Credit karma.. but it doesn't show my negatives or who I owe. Could someone recommend a good place that would pull all 3 credit reports and show a detailed/FULL credit report?

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Pull credit report?

BUMP

Message 2 of 10
b_diddy
Established Contributor

Re: Pull credit report?

myfico has a 3-report/3 FICO product

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 3 of 10
Anonymous
Not applicable

Re: Pull credit report?

Is it accurate though? I want every detail about my report possible. From all 3 agencies.

Message 4 of 10
CJIII29
Regular Contributor

Re: Pull credit report?

Yes its accurate.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
Message 5 of 10
Anonymous
Not applicable

Re: Pull credit report?

Thank you. I was researching credit scores + report and found a billion answers.

 

Does this site give you your REAL Fico score for all 3 beaurues?

 

Do I need to purchase BOTH

 

FICOScore 
 
AND
 
FICO 3-Bureau Credit Monitoring
FICO3-Bureau
Credit Monitoring?
 
 
As i mentioned i want to be able to see all baddies + my accurate scores that a lender would see for experien, equifax and transunion? Don't want to go purchasing a bunch of crap wasting my money. If you could give me more details I'd really appreciate it before I start paying.

Message 6 of 10
Anonymous
Not applicable

Re: Pull credit report?

MyFico has so many different products.. can't tell them a part? Which is the best/cheapest to monitor my credit + fico score

Message 7 of 10
myjourney
Super Contributor

Re: Pull credit report?


@Anonymous wrote:

Hi

 

I currently have an account with Credit karma.. but it doesn't show my negatives or who I owe. Could someone recommend a good place that would pull all 3 credit reports and show a detailed/FULL credit report?


Actually if you click the new link at top of page under your name

It will in fact show PR's and collections 

 

Welcome Back,

John Doe 

 

Free Credit Reports: You can now get your full credit report right here on Credit Karma. See your complete details today!

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 10
jamesdwi
Valued Contributor

Re: Pull credit report?

google free annual credit reports, you are entitled to one copy of each of your reports each year, just have to request them

 

scores cost, but reports are free. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 9 of 10
takeshi74
Senior Contributor

Re: Pull credit report?


@Anonymous wrote:

Could someone recommend a good place that would pull all 3 credit reports and show a detailed/FULL credit report?


Define good.  What are you specifically looking for?  What's your budget?  Without that info take a look at the CMS thread and see if any of them sound suited to you.

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/662549

 


@Anonymous wrote:

Does this site give you your REAL Fico score for all 3 beaurues?


myFICO is the only place to purchase FICO's for all three CRA's.  There isn't just one "real" FICO score.  See the Understanding FICO Scoring subforum for details.

 


@Anonymous wrote:

Is it accurate though? I want every detail about my report possible. From all 3 agencies.


If "every detail" includes soft pulls then you have to get reports directly from the CRA's.

 


@Anonymous wrote:

As i mentioned i want to be able to see all baddies + my accurate scores that a lender would see for experien, equifax and transunion? 


Again, there isn't just one FICO score.  FICO has a number of different scoring models used by creditors and the score obtained via myFICO is not used by all creditors or for all products.  In some cases there is no way for you to obtain the score used by a creditor.

 


@Anonymous wrote:

BUMP


Give any discussion forum time for responses -- at least a day if not more.  There's no need to bump a thread after only an hour.  If you need a faster response then a discussion forum is the wrong tool for the job.

Message 10 of 10
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