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SpeeDj:
I did the same thing and asked multiple times here on this forum if pulling my reports daily would have any issue. I was told no by the community. Then about a month ago, I pulled my report and two inquiries I had on my EQ were gone. They were both from this march, 2013. I only had two total and now I had 0. I thought it was a glitch or it was misreporting so I pulled again each day for a week and they never came back. I came here and posted a question and I was told that my data file could have got too big and those are in another file possibly. Nothing else is missing from my report except for those two inquiries. I have since stopped pulling everyday. I only pull it maybe 4 times a month now on certain dates when I know my statements have hit. Hope this helps.
I'm grateful to the people on this thread who hit this glitch and stopped by to inform me of it. Although the majority don't agree with it, I will not take this info lightly. I will tread carefully.....
My two cents... Well, they may not agree... but I am living proof, and others, that it can affect you. Wether they agree or not is irrelevent IMO...
Well honestly, it's not that I don't agree, I'm just relating my personal experiences with CMS. Take my opinion with a grain of salt, I honestly am intrigued by the possibility of a split file. It seems like from what I'm reading this issue is something that happens solely with Equifax and both the CMS products I use are Experian and Transunion so maybe that might be why I haven't seen it yet? My Equifax score on Credit Monitoring is the mark of the devil, so maybe I did split my file on Equifax? ![]()
JP ![]()
TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]Yes, it ONLY happened to my EQ... the other two were not affected that I can see...