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Pursing Identity Theft/Fraud Charges

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Beach2023
Member

Pursing Identity Theft/Fraud Charges

I have recently discovered that (2) accounts have been applied for using my social security number/address etc.  A few months ago I was trying to do my granddaughter a favor and let her friend stay with us.  I am way too trusting and did not ask enough questions beforehand. I have had several items come up missing the last couple of months.  My granddaughter has some mental health/behavioral issues and I believe that she gave my information to the friend.   I also believe the friend is responsible for most of the missing items and that my granddaughter was involved.  I can't legally make my granddaughter leave because she is only 18. In Alabama she is considered a minor until the age of 19.  I am pressing charges or trying to against my grandaughter for stealing my almost new smart TV. I have her on the Arlo camera wheeling a large object down my driveway (covered with a blanket). I am trying to evict her friend since the friend has mail coming to my house. 

 

Can I obtain copies of the credit applications so that I can press charges?  One applicaton was for Sally Mae adding me as a co-signer to a Smart Plus Parent Loan.  The other was for an on-line loan company One Main Financial. In the Sally Mae instance they sent a letter denying my application. The One Main Financial I noticed a credit inquiry so I called them.  I was able to have them deny the application. The information given on the application was my social security number and address.  They were using a different email address and phone number.  

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2 REPLIES 2
FireMedic1
Community Leader
Mega Contributor

Re: Pursing Identity Theft/Fraud Charges

Not the first time something like this has happened on here. First go file a Police Report.

https://ficoforums.myfico.com/t5/General-Credit-Topics/Victim-of-Identity-Theft-What-To-Do-to-Protec... 



BK Free Aug25
Message 2 of 3
SouthJamaica
Mega Contributor

Re: Pursing Identity Theft/Fraud Charges


@Beach2023 wrote:

I have recently discovered that (2) accounts have been applied for using my social security number/address etc.  A few months ago I was trying to do my granddaughter a favor and let her friend stay with us.  I am way too trusting and did not ask enough questions beforehand. I have had several items come up missing the last couple of months.  My granddaughter has some mental health/behavioral issues and I believe that she gave my information to the friend.   I also believe the friend is responsible for most of the missing items and that my granddaughter was involved.  I can't legally make my granddaughter leave because she is only 18. In Alabama she is considered a minor until the age of 19.  I am pressing charges or trying to against my grandaughter for stealing my almost new smart TV. I have her on the Arlo camera wheeling a large object down my driveway (covered with a blanket). I am trying to evict her friend since the friend has mail coming to my house. 

 

Can I obtain copies of the credit applications so that I can press charges?  One applicaton was for Sally Mae adding me as a co-signer to a Smart Plus Parent Loan.  The other was for an on-line loan company One Main Financial. In the Sally Mae instance they sent a letter denying my application. The One Main Financial I noticed a credit inquiry so I called them.  I was able to have them deny the application. The information given on the application was my social security number and address.  They were using a different email address and phone number.  


Sorry to hear this.

 

I agree with @FireMedic1 that your first step is to file a police report.

 

Next step would be to freeze all your credit reports.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




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