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Question about AU limits and reporting

mimsof4
Established Contributor

Question about AU limits and reporting

I have an AU on my Amex account.  I recently reduced their spending limit.  Will the lower spending limit be the amount that reports to fico or will my full limit still report?

Nov 2014 Starting credit score TU 598; EQ 602; Ex 614; Sept 2020 TU 779; EQ 783; EX 781
Discover $32k/Citi $10k/Amex $35k/Wayfair $14k/Chase Freedom $13k/NFCU $15k/Amazon $7.5k/sewing & more Synch $11k/Lowes $12k
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