Woohoo!
I got my dispute report back from EX from the disputes I filed on 2/2. (I know now I should have DV'd first, but hey the Suze orman package had that listed as the first thing to do - imo it should say DON'T DO ANYTHING UNTIL YOU GO TO THE BOARDS!)
Anywho, the only thing they deleted was my Utility collection that I had previously made a thread about. Hey, whatever, better than nothing. My Fako went up 3 points, and I'll pull the myfico report with EX around the 3rd of March or so (hopefully my payments on my loan will have posted, and this way Crap1 will have added more charges for me to heighten my util even more) to see what net difference all those factors make in my Fico score.
Anyways, my question is, if EX took it off - should I DV (since they must not have been able to prove to EX) wait for the results (or lack thereof) and then dispute it with the other two and fax over the info from my DV?
And on a side note, my DOE collection account was paid 2/1, posted to Ex and TU on 2/18, then unposted from TU 2/20 - how long should I wait to fax a copy of my PIF letter (that states paid but not to be deleted) to TU and EQ. Or should I just wait a little longer then dispute the account and hope they just delete it?
Thanks in advance (again),
Ja' Net
PS: Once they delete the same agency can't report it again correct? If it does show up I'd just send in a copy of the dispute letter telling me it had been removed and that'll take care of it?
Message Edited by modernsurrender on
02-29-2008 11:59 AM
