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When we call the recon line for a bank/leander. What information can they see about me? I know the have access to my credit score and inq. Can they see my balances on my other credit cards/loans?
@Anonymous wrote:When we call the recon line for a bank/leander. What information can they see about me? I know the have access to my credit score and inq. Can they see my balances on my other credit cards/loans?
you can and so can they...
They can see anything and everything that is on whatever credit report(s) it is they pull. That includes balances and in some cases the total amounts that were paid to each creditor during the period before the closure of their last reported statement.
The information made available is the same whether obtained via a SP or a HP, the only substantive difference is that if it were obtained via a HP other creditors would also know that the report had been pulled.
thank you