Question for LadyFico

[mamabear]

LadyFico, you said in another thread that your score went way up from paying down cards.  How much if I may ask?  Also, does it matter if you have total revolving credit of 2,000 versus 20,000 and pay to below 10%?  Will it jump more if your limits are higher?     

[Anonymous]

The range was anywhere between 70-120 point improvement once it all posted. However I had 10 maxed out cards that I brought to under 10-20% util. I don't believe higher card limits matter. What matters is that it is a percentage game 100 vs 1000 if you charge 99 on the 100 card it is the same as 999 on the 1000 card. What might come into play is your overall util the 1000 will help that more than the 100 imho.