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nmorton79
Regular Contributor

Question

I hope everone is having a good afternoon.  I have a question...ok maybe 2...

 

I have 5 low limit cc's that have a total CL of $1425...balances of $540 spread between all cards.  Would it be better to PIF, or leave 10% or less utl?  Also, how many points could I possibly gain by either paying all 5 cards to $0 or less than 10%(that would amount to $142.50 or less)...Any advice is greatly appreicated

Live~Laugh~Love


Starting Score: EQ 401, TU430
Current Score: EQ 501, TU 500
Goal Score: 700+ across the board


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Live~Laugh~Love
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Question

You'd likely get most points for letting 1 report a balance and that balance being less than 9% of the individual card's CL and less than 9% of your total CL.

 

 

Message 2 of 2
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