I was only checking my CR's once a year. Then I got a letter in the mail last month from them for a bill I paid years ago. I pulled my CR and there it was, posted almost a year ago but I didn't hear from them during this whole time? What's up with that? With no proof, I called them and they confirmed that I had paid and they looked it up and said yes, we see that here. But you still owe another $24 as a promise to purchase more, which you never did. I agree to pay that and they in turn said I would receive a vouchure good for $24 from the book club and they would remove it from my credit report.
That sounded fair to me, so I paid. It is still on my report, so I called them again. They said they report once a month and to give it time. Then Friday I received a confirmation from them that they received a payment and it was going to be removed shortly, but in the meantime, I could show this letter to creditors as proof that I paid it.
I JUST WANT THE DARN THING REMOVED!!
Oh ya, I almost forgot. I also disputed the charge and TU removed the $56 but plugged in the $24. EX did NOTHING at all.
Message Edited by Topshelf on
03-05-2008 05:48 PM
