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OVERIT wrote:I have an old Cap 1 account that was charged off. DOLA was 10/00. Equifax notes Charge off starting in 8/05 (note on report as "CO" but then 1/06 it look like I have paid it's noted with an * (in 81 month history), which I believe looks like I've made a payment) and then again in July 07? Is this re-aging? I was hoping this was going to fall of my CR this year. Is there anything I can do about this? I have made no payments on this account at all. Thanks.
I wuld dispute it. Sounds like it if it is showing a history and you never paid it. I would reqest a debt verification from them showing the exact dates of last delinquency and date of chargeoff. you may want to wait til nov to see if it acutall comes off.