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Reasons to Ignore FAKO Scores

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marty56
Super Contributor

Reasons to Ignore FAKO Scores

Logged in Truecredit and it told me my CLs were too low so I should pay my biils on time so I can get  CCs with higher limits.  My total CL is about 60% of my annual income which is more than plenty..

 

IMHO I think I'm doing just fine with my credit these days so I'll pass on the advise.

1/25/2021: FICO 850 EQ 848 TU 847 EX
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1 REPLY 1
Anonymous
Not applicable

Re: Reasons to Ignore FAKO Scores

Fako's are annoying and deceiving. Imo vantage score shouldn't even be a thing. Nobody uses it, and it's hardly reflective of your FICO score. Especially since they don't count derogatories. 

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