myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Recent Delinquency

tag
Get Access Now
jay_s
Valued Member
‎02-23-2009 06:51 AM
‎02-23-2009 06:51 AM

Recent Delinquency

In page 2 of my Fico report, it says i have a recent delinquency. As far as the report, the most recent one happened at May 2008. How long will it take for the recent delinquency to go away(if i make all payments on time since May '08) and how much will my score improve
Message 1 of 4
0 Kudos
3 REPLIES 3
Junejer
Moderator Emeritus
‎02-23-2009 06:56 AM
‎02-23-2009 06:56 AM

Re: Recent Delinquency

Depends on the type and severity of the delinquency. Was it minor or major?






Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 2 of 4
0 Kudos
jay_s
Valued Member
‎02-23-2009 07:22 AM
‎02-23-2009 07:22 AM

Re: Recent Delinquency

The one in May 2008 is the 30 day delinquency. I have had 60 days ones back in 2007 July
Message 3 of 4
0 Kudos
Junejer
Moderator Emeritus
‎02-23-2009 07:41 AM
‎02-23-2009 07:41 AM

Re: Recent Delinquency

The 30 will start to fade on the b-day, but I wouldn't expect a lot of points.






Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 4 of 4
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.