l-cat wrote:
hi. i'm not sure if i'm in the right place, but i need help repairing my credit on my own. i almost joined lexington, but read on here that it is a complet waste of time and money, and that i can get the same things done myself. anyone have any advice as to where to start, ie: websites, books, etc. what types of negative accounts can i address, and how?
Welcome to the FICO Forums, l-cat.
I'm not sure if you are aware, but you just brought back to life a thread that is almost a year and a half old. 
You are already at the best website there is for advice on repairing your credit. For advice on fixing the baddies on your reports, you might want to post some specific questions about your situation on the Rebuilding Your Credit forum. There are many knowledgeable posters on that forum who might be able to help you address the negative items on your reports.
Good luck to you, and welcome once again.
Message Edited by cheddar on 08-08-2008 01:13 PM