cancel
Showing results for 
Search instead for 
Did you mean: 

Reporting Miracle!! and questions.

tag
Anonymous
Not applicable

Reporting Miracle!! and questions.

Hey a miracle !  Reporting actually came through on 2 reports! 
 
Friday morning I was TU 655, EQ 671, EX 683.
 
Today I am TU 656, EQ 671, EX 690. 
 
The ONE TU point is lame but I'm in dispute with them over my CU balances (LOC and auto loan).  Once those are changed, I'm hoping among hopes I'll get a boost. 
 
I'm getting ever closer to 700 :-)  YAY!!
BTW, at what point does Fico go from "You are below average" with a "good" score to "You are above average" and a "very good" score?  I'm still in "not good" on TU Smiley Sad
 
OH and also, the amount of debt I've gotten in the last year is listed as "not good" ... I got one auto loan for $15.5k.  Is that too much in Fico's eyes or not enough?  Only 3 inqs, too!  What do they consider good?  $0 new debt?  
Message 1 of 3
2 REPLIES 2
MidnightVoice
Super Contributor

Re: Reporting Miracle!! and questions.



ct99 wrote:
 
OH and also, the amount of debt I've gotten in the last year is listed as "not good" ... I got one auto loan for $15.5k.  Is that too much in Fico's eyes or not enough?  Only 3 inqs, too!  What do they consider good?  $0 new debt?  


They tell me any new credit in the last year is not good, so things should improve in December!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 2 of 3
Anonymous
Not applicable

Re: Reporting Miracle!! and questions.

Well ScoreWatch let me down again ... pulled my other free Power Report and there was  a 17 pt jump for Eq.  Thanks Scorewatch ... soooooo glad I give you my $$ every month so you can not let me know about major jumps!!  I have it set ot alert me when it changes at all, when it got above 680 adn when I get to a new mortgage rate.  All happened, 0 alerts. 
 
BUT SO stoked on the new number Smiley Very Happy 
 
I'm now at TU 656, EQ 689, EX 690.
 
Ever closer to 700 club!!
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.