Response to my first GW letter.

[Anonymous]

Well, I sent a GW letter this past Monday to try and get a baddie removed from my Cr, but got the following response today:

Dear Mr XXXX

Thank you for your recent inquiry concerning the above referenced collection account. Americollect, Inc works with the three major credit bureaus (TU, EQ, EX) and we have an obligation to report what is true and accurate. Your account has been paid in full and should be marked as such on your credit file.

Sincerely......

Has anyone received something similar? Like she stated, the account is PIF, but I asked for a goodwill act to get it removed from the CRAs. What are my chances that they will eventually do something and remove it? Should I try the OC now or keep trying with the CA?

Thanks
-d

Message Edited by onehotcuban on 09-28-2007 07:52 PM

[John060675]

At least you got a response.  I have sent 3 to Honda Financial, and I still have heard nothing.  In my opinion, I would resend the GW letter to them.  Keep sending it until they do take it off your record.

The only cost to you is a stamp and a little time at the computer to write the letter.  The long term positive results of having the baddie removed far outweigh this effort.

Do not give up!

[Anonymous]

Hello all,
Just wanted to give an update on this. I sent a GW letter to the OC on this account about 2 weeks ago, and got a response today saying that they were going to do a goodwill adjustment and ask the CA to remove the information from my credit files!! I'm so happy!! I want to thank everyone here for the valuable information provided in this forum. Without this site, I never would've known I could get this removed. My advice, don't give up, keep sending those GW letters!!

Chao
-d

[John060675]

I am very happy for you.  Great Work!

[Anonymous]

congratulations!  I found out today that persistance pays off, great job!

[thorice]

What all did you put in your GW letter?