jps,
Timothy is right, a bit more repair first and then they will find you and you won"t have to waste inquiries to your CR's by being denied.
I like your your motivated attitude, keep it up and Good Luck!
FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)
EX=738
EQ=735
TU=754
FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739