SHOULD I KEEP HOOTERS

Anonymous · ‎09-27-2007

I've had my hooters card for 1 year now with a $72 annual fee. After a year hooters will start applying $6 a month annual fee. I'm thinking about closing it but will it hurt my score? The cl is $1350 and the interest is 29%

Anonymous · ‎09-27-2007

If you can get a better card than it's Close City baby. High annual Fee and outragous interest rates. Will only lose one year of history, no biggie.

Goodbye

MidnightVoice · ‎09-27-2007

I am not a fan of plastic surgery

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

Anonymous · ‎09-27-2007

what are your FICO scores and how old are your other CC???

Anonymous · ‎09-27-2007

My Fico Scores are TU 591, EQ 660, EX 691. I have the following credit cards

NFCU 9/2006

CAP1 05/2006

ORCHARD 3/2006

HOOTERS 09/2006

TARGET 04/2006

KAY JEW 03/2007

CCCU 03/2007

PATELCO 03/2007

JFCU 03/2007

AHCU 03/2007

I FILED BANKRUPTCY 09/2005 DIS 01/2006

SmartCookie · ‎09-27-2007

MidnightVoice wrote:
I am not a fan of plastic surgery

I was trying not to touch that one!

EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***

Anonymous · ‎09-27-2007

isn't the cost of orchard more & is this the CC that charges to pay online? What every you do never be late & keep below 10% total use

Do you have any CC that have longer hx? If not you have to start somewhere. looks like you have 3 cards with yearly charge. I usually never cancel a card. BUT i might with these charges.

Do not get any more CC till your FICO come way up. then get 1 at a time with no charges.

Message Edited by HappyDays on 09-27-2007 01:41 PM