Hello all,
Long time reader, first time poster (this site and everyone's input has been a huge help in repairing my credit)
My question is this:
On a report that I ordered in september there was an old charge off CA item from way back when. On my experian report it stated "scheduled to remain on file until Nov. 2007." I have just ordered a new report (trying to get an auto loan) and it is still there. Does this mean that it will remain until December 1st, or have they failed to remove the item?
This CO is killing my Experian Fico (653); whereas, my TU and EQ (which don't show this CO) are 702 and 712.
I really dont want to finance a car at 13%, when it should be closer to half that.
Thank you everyone for any and all assistance.
