I have been working on my credit report and trying to get it fixed up. I have a question on SOL. On my report the account is posted as follows:
AFNI Account # 202335XXXX Account Type Collection Account
Date Opened 5/7/2007
Account Status Closed Mo. Payment
Now, the account was not opened in 2007. It was opened with Tmobile long before that. Can I somehow prove that this account was for an older accountand that the SOL has been reached?
Thank you for your reply, I have all 3 credit reports pulled and there is no account directly from tmobile on the report. I did pay in full but I wanted to know if it could be deleted all together. Also, since it is paid, does it still affect my credit score?
Sorry to keep asking questions but I do not see the tmobile account anywhere on my credit reports. I pulled all 3 this morning. So is the CRTP set from the date that the credit agency put the account on my report?