School me on the MyFico products.

[Anonymous]

So, it's my understanding that the MyFico products one can order above yield accurate credit scores and info? I suppose the exception would be Experian?

But, for Equifax and Transunion are the MyFico products accurate and the same as a bank would see if they ran your credit?

Which of the products do you feel offers the most info/most useful?

Thanks!

[llecs]

I use a CMS to monitor changes. When they occur on EQ or TU, I use myFICO Standard and pull the affected report.

The scores here are the same as pulled by most mortgage lenders. YMMV based on the CRA's version of FICO score.