Recieved score alert from MYFico- existing account change
HSBC Balance: $268 to $245
Past due: N/A to 0
No other changes to accout, but my score went down 35pts. what gives? _______________________
Called MyFico and he said that they don't calculate scores just retrieve them from bureaus who use a fomula purchased from MYFICO. Each bureau has a different FICO formula.
HSBC Balance: $268 to $245
Past due: N/A to 0
No other changes to accout, but my score went down 35pts. what gives? _______________________
Called MyFico and he said that they don't calculate scores just retrieve them from bureaus who use a fomula purchased from MYFICO. Each bureau has a different FICO formula.
Starting Score: EQ:609
Previously stated:
Recieved score alert from MYFico- existing account change
HSBC Balance: $268 to $245
Past due: N/A to 0
No other changes to accout, but my score went down 35pts. what gives?
Called MyFico and he said that they don't calculate scores just retrieve them from bureaus who use a fomula purchased from MYFICO. Each bureau has a different FICO formula.
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Lastest Discussions:
Just spoke with Equifax and they stated that because my past due status went from N/A TO $0, it means that sometime in the past I was past due.
If I was never past due it should have a past due status of N/A.
And, that could trigger a point drop when it changed to $0. Did I just get a line of BS or is this possibly true. Doesn't my 30 day late two years ago mean that.
Recieved score alert from MYFico- existing account change
HSBC Balance: $268 to $245
Past due: N/A to 0
No other changes to accout, but my score went down 35pts. what gives?
Called MyFico and he said that they don't calculate scores just retrieve them from bureaus who use a fomula purchased from MYFICO. Each bureau has a different FICO formula.
________________________________________________________________________________________
Lastest Discussions:
Just spoke with Equifax and they stated that because my past due status went from N/A TO $0, it means that sometime in the past I was past due.
If I was never past due it should have a past due status of N/A.
And, that could trigger a point drop when it changed to $0. Did I just get a line of BS or is this possibly true. Doesn't my 30 day late two years ago mean that.