I just pulled my transuion fico score again, my score was 520, I got a recent collection deleted off my credit report and my score decreased to 8 points, and now its 512. I thought wen you get a bad collection off your report your score is suppose to increase. Boy this credit score is really getting to be a headache, but I cant give up I got to keep going, I will just pay my credit card balance down this month and maybe my scores will increase again................I hope.