Score Drops 60 Points

[Anonymous]

I applied for a new auto loan (w/ the old one closed) in November. Since then the bank has made 3 three loans on the one auto loan. Since then My credit score went back in to the high 500's. They refuse to removed the eroneous accounts from my report saying they are paid and wont budge on removing them. Is there something i can do. Or do i need to wait for my score to go bak up.

[Anonymous]

Let me see if I understand what you are saying.

You have 1 auto closed.........you took out a new auto loan in Nov.    On your CR it shows

1 auto closed

1 auto  opened Nov   acc#  1234

1 auto  opened Nov   acc#  ????

1 auto  opened Nov   acc#  ????

If all account #s are the same    dispute with all CRAs that are showing them  as *duplicate accounts*

If they have 3 diff. acc #s    mail a letter to the address on your CR....stating that you only have 1 auto loan with them and the acc # is 1234.......Please delete the other 2 false accounts from my CR. I have tried to get this corrected by phone since Nov. and this is my last attempt before turning it over to my attorney.   mail it CMRRR