cancel
Showing results for 
Search instead for 
Did you mean: 

Score went up 44 points

tag
elbori357
Regular Contributor

Score went up 44 points

I had a 7 years old satisfied judgement that just felt off my experian (only one reporting it) and my score went from 720 to 764. Wow.. pretty big bump, that was the only baddie I had and now is gone!!!

 

Very happy about this today.

 

Have a good day.

MyFico Pull: TU 838 EFX 841, EX 840. (14 Aug 2020) House Mortage $305k, Car Lease $60,000, AMEX ED 33,000, NFCU Signature Visa $68,000, Lowes Visa 25,000, Cap One Venture $48,000, Navcheck $15,000, Barclay WEMC Arrival+ $41,000, Cap1 Quicksilver Visa $12,000, Chase Sapphire Preferred 15k, Best Buy $19,800, . Overall Util. 2%
Message 1 of 11
10 REPLIES 10
Revelate
Moderator Emeritus

Re: Score went up 44 points


@elbori357 wrote:

I had a 7 years old satisfied judgement that just felt off my experian (only one reporting it) and my score went from 720 to 764. Wow.. pretty big bump, that was the only baddie I had and now is gone!!!

 

Very happy about this today.

 

Have a good day.


Congrats!  I hopefully get to make this post 4 years from now Smiley Happy.




        
Message 2 of 11
gdale6
Moderator Emeritus

Re: Score went up 44 points


@elbori357 wrote:

I had a 7 years old satisfied judgement that just felt off my experian (only one reporting it) and my score went from 720 to 764. Wow.. pretty big bump, that was the only baddie I had and now is gone!!!

 

Very happy about this today.

 

Have a good day.


Grats & enjoy Smiley Happy

Message 3 of 11
CaSHMeRe
New Contributor

Re: Score went up 44 points

Congrats!  I know the feeling as well!

 

Time to celebrate!

Message 4 of 11
Anonymous
Not applicable

Re: Score went up 44 points

Nice! Grats. Ive got a 7+ year collection on TU and EX waiting to come off, hope i get that same boost.

Message 5 of 11
EW800
Valued Contributor

Re: Score went up 44 points

Congratulations!! I guess this once again shows that baddies can really hold their sting for every minute of the seven years. I had been hoping that as the years tick by that most of the sting would be gone, however it appears that is not the car. Smiley Sad

Again, congratulations!!
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 6 of 11
Anonymous
Not applicable

Re: Score went up 44 points


@elbori357 wrote:

I had a 7 years old satisfied judgement that just felt off my experian (only one reporting it) and my score went from 720 to 764. Wow.. pretty big bump, that was the only baddie I had and now is gone!!!

 

Very happy about this today.

 

Have a good day.


Very nice! This is why I read this forum. Because of stories like yours. Continued luck in the future,

Message 7 of 11
alvon123
Super Contributor

Re: Score went up 44 points

congrats


Message 8 of 11
Anonymous
Not applicable

Re: Score went up 44 points


@elbori357 wrote:

I had a 7 years old satisfied judgement that just felt off my experian (only one reporting it) and my score went from 720 to 764. Wow.. pretty big bump, that was the only baddie I had and now is gone!!!

 

Very happy about this today.

 

Have a good day.



Congratulations on having a clean report! It must feel so relieving! 

Message 9 of 11
Anonymous
Not applicable

Re: Score went up 44 points

nice , hope it keeps going upSmiley Happy

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.