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ScoreSense CMS


ScoreSense CMS

This website isn't listed on the CMS guide. Just wanted to add it.

Also wondering if anyone knows the type of scoring models they use...

(Vantage, FAKO, PLUS, etc....)

They offer free trial

3 in 1 report with credit score

Starting Score: 460
Current Score: 750
Goal Score: 800

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Moderator Emeritus

Re: ScoreSense CMS

Thanks for pointing it out. I'll be sure to add it this week!


The service is a monthly puller for all 3 and offers FAKOs for each of the three. The score used is called a CreditXpert score and is also used in other CMSs like CreditKeeper, PrivacyAssist, PrivacyGuard, etc.


Here's an excerpt from their T&C:


19) Important Information Regarding ScoreCast, Credit Score Simulator, and Score Tracker

The ScoreCast feature within ScoreSense is powered by CreditXpert.

Interactive tools such as the CreditXpert Score and Analysis and the CreditXpert What-If Simulator are made available to you as self-help tools for your independent, personal use. Neither Credco nor FAMS represent or guarantee their accuracy or their applicability to your circumstances, or that they will help you raise your credit score, or establish or re-build good credit, or improve your credit record, credit history or credit rating. You acknowledge and agree to all of the following regarding Credit Score Simulator ("CSS") and Credit Score Tracker ("CST"):

  • The credit scores provided to you are not FICO scores;
  • Neither CSS nor CST provide any guaranty of any specific score but are only simulations to demonstrate how certain actions by you might affect your credit score;
  • Neither CSS nor CST provide any guaranty that any action by you will have any effect on your credit score;
  • Both CSS and CST show the possible effects of a single variable on your credit score, whereas your actual credit score is determined by factoring in multiple variables simultaneously;
  • Neither CSS nor CST factor in the recalibration of scoring systems by the entities that create or use the scoring systems; and
  • Neither CSS nor CST factor in the effect of data discrepancies or changes that may occur to the data used to determine your actual credit score, due to circumstances beyond your control.



Message 2 of 2
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