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Security freeze query.

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D10001
Valued Member

Security freeze query.

Last week, I applied for and got approval for four credit cards.

 

Earlier today, I froze Experian.

 

I assume that the "freeze" simply prevents hard pulls and will NOT prevent the four banks from entering these new accounts onto the reports.

 

Is that correct?

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2 REPLIES 2
DSTforlife
Regular Contributor

Re: Security freeze query.

correct.  congrats on your approvals.

Message 2 of 3
pizzadude
Credit Mentor

Re: Security freeze query.


@D10001 wrote:

Last week, I applied for and got approval for four credit cards.

 

Earlier today, I froze Experian.

 

I assume that the "freeze" simply prevents hard pulls and will NOT prevent the four banks from entering these new accounts onto the reports.

 

Is that correct?


Correct, and it will also not prevent your existing creditors from doing SPs on your reports. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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