Self lender question

[Anonymous]

I have just started self lender alongside with a discover secured credit card. I am working on getting a FICO Score in the first place since I have none.

My discover card already shows 1 on time payment on all 3 credit bureaus. But self lender has not shown up at all yet.

Will a credit “freeze” prevent self lender from showing up on my credit report since then never did a hard inquiry?

Should I wait tell it shows up first? Then freeze my accounts? Or is it safe to feeeze them regardless?

I never had any issues before with ID theft but I would rather be safe then sorry especially with all the data breaches.

Any else have experience with this company?

Thanks

[rbentley]

SelfLender, like AmEx is very slow to make their first report.  It is usually 2 months before it will show up on your Bureau reports.  The existence of a freeze will not affect their ability to report.