Well, going on dispute # 9 between 3 CRAs. Experian got it right on try # 1. Eq and Tu keep making errors. Finally they go, we will delete the account. NO. Fix it. I finally sent in a fax which was also glanced at and not read.
My new way of disputing is:
FAX.
Wait 1 week.
Call in to make sure the fax was read properly.
Wait 2 weeks.
*If dispute is complicated. Call back to check that they are still disputing the same correct information. Sometimes the CSRs read the disputes wrong to you and then you find out they were really disputing something else.
It's been months and they can't offer anything better than deleting the tradeline. I am not letting them delete something that should be positive.
So remember FAX, Verify, Follow up.
Message Edited by ilovepizza on 03-04-2008 03:03 PM
My new way of disputing is:
FAX.
Wait 1 week.
Call in to make sure the fax was read properly.
Wait 2 weeks.
*If dispute is complicated. Call back to check that they are still disputing the same correct information. Sometimes the CSRs read the disputes wrong to you and then you find out they were really disputing something else.
It's been months and they can't offer anything better than deleting the tradeline. I am not letting them delete something that should be positive.
So remember FAX, Verify, Follow up.
Message Edited by ilovepizza on 03-04-2008 03:03 PM
Thanks Pizza, unfortunately for me, it's about a month too late. EQ & TU both deleted an entire TL that they had incorrect. 
EX had it right all along. Thanks for the information.
Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
EX had it right all along. Thanks for the information.
Starting Score: 469Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge