cancel
Showing results for 
Search instead for 
Did you mean: 

Short Credit History

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Contributor

Short Credit History

One of the negative indicators listed on my credit reports is that I have a short credit history.  12 years, 9 months.  I'm 31 y/o.  Couldn't really have a longer credit history at this point in my  life.  lol.  Just tought it was a little funny that as long as I've been allowed to have credit, I have had credit. Oh the joy if the credit game!


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 1 of 3
2 REPLIES 2
Valued Contributor

Re: Short Credit History

I am a lot older than you and my reports also state that I have a short credit history.  My oldest line of credit is 19 yrs.  My aaoa just turned 7 yrs, and I having nothing showing under a yr and a half in age.  You just have to grin and bear it.  Smiley Happy

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 2 of 3
New Member

Re: Short Credit History

Playing the credit game is a major pain in the butt.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.