Should I pay them all or one at a time?

[Anonymous]

Just make sure you use a PFD letter on collections account, not a GW.  The GW is normally used after you have paid with baddies.  The PFD letter has specific terms under which you will agree to pay the account.  Good luck!

[Anonymous]

ooh a PFD letter then.

Thanks princess!

I guess I need to send a gw to the other one that I paid off a couple of months ago.