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I was approved but at ~15% APR. Yikes. They do not like BK7'ers at all.
I was hoping for a sub 10% loan. That is okay though. I think this is the future of lending. I just my invest in this company. The traditional brick and motar banks are the thing of the past. Ally has been successful too.
Even though they seem to have conservative lending criteria; SoFi and others seem to fill a need in the market.
Capitalism at its best.