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SoFi Personal Loans?

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Yepitsme
Established Member

Re: SoFi Personal Loans?

Too many inquiries??? My EX shows 34 and they approved me. Weird.
Message 21 of 23
-NewGuy-
Moderator Emeritus

Re: SoFi Personal Loans?

They seem to have... Different approval criteria. Sure we could figure it out if we tried. I have a five year loan with them, and love them as a lender.
Message 22 of 23
cem13
Established Contributor

Re: SoFi Personal Loans?

I was approved but at ~15% APR.  Yikes.  They do not like BK7'ers at all.

 

I was hoping for a sub 10% loan.  That is okay though.  I think this is the future of lending.  I just my invest in this company.  The traditional brick and motar banks are the thing of the past.  Ally has been successful too.

 

Even though they seem to have conservative lending criteria; SoFi and others seem to fill a need in the market.

 

Capitalism at its best.

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
Message 23 of 23
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