Someone changed the DOLA???

[Anonymous]

I pulled my credit report in early March. A Cap One account that is CO had a DOLA of May 2001. I pulled the same report yesterday and it showed DOLA January 2008. NO payments have been made for sure. How could this happen? And what do I do about it?

Message Edited by homeloanseeker on 03-31-2008 07:52 PM

[Anonymous]

do you have hard copies of these reports?

are these account paid or have a zero balance? or are in chargeoff/collection status?

Cap 1 might be re-aging these accounts...

[llecs]

IMO, don't trust the dates on the account. I would call EQ and verify the drop off date. It should be this May. Now if they say 2015, then yep, been re-aged and I would fight it. Payments would not reset this.