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My Fico score dropped from 716 to 679 within 6 months. During that time I opened accounts with Kohls, Macys, and Target but there were no other changes. My question, how long will it take to get my credit score back to where it was? I didn't realize my score would be effected this much when I opened these accounts.
You'll see some increase as these accounts age and turn 1 year old, plus the inquiries associated with them will stop affecting you at 1 year old.
How bad did it decrease your AAoA?
What is your util being reported?
Well prior to these 6 months, the last time I opened an account was 2004. At this time, I have 9 active accounts all with $0 balance. What does UTIL mean?
FYI, I like your screen name..I tried to use it when i was signing up today. ![]()
















Starting Score: 469