What is the best approach to resolve this without causing more problems?In 1999 a repayment plan was made for my US DOE loans and several months ago the loans were paid in full.During this time the loans fell off my CR because of reporting SOL and also during this repayment time NO info was ever reported until yesterday.My TU CR started reporting a derogatory from this loan as “payment after charge off/collection, paid collection”.
So basically what has happened is
Loans fell off CR during my repayment plan because of reporting SOL
No repayment info reported for 8 years
Derogatory info placed after loan payoff which I believe is too old to report
I would dispute with the CRA s as being too old to report. Sometimes which this has happened to me where they will have a fall off date listed and then several months after it is still on their, I disputed and they were removed. Tranunion
