Sub-prime cards suck!

[Anonymous]

Like most of you said APR isnt really an issue for me because I have been trying to PIF.

\The rate really only becomes an issue if you cant pay the statement balance in full by the due date. In my situation at least, I am just sick of having crappy limits when you do PIF every month.. I really dont think its fair that we are held acccountable for ONE late payment for 7 years when SOOO much can happen in that time period---like finding MyFico....

[haulingthescoreup]

Hang in there, it won't be long, not the way your scores are climbing! I'm sorry, I know that's sort of a feeble mom-ism...