I'm just venting, so just understand that.
FK EQ. Seriously. A few months ago I got moved to the new EQ model and I lost like 30 points overnight all because the new EQ model started excluding AU accounts. Ok, fine, fast forward a few months.
My score has almost rebounded. I do have a couple of hurdles to get past that are still on my CR but it's nothing major now. One thing that I have been trying to get removed from EQ specifically is an old mortgage foreclosure, that EXP and TU have already removed. EXP and TU had it set to remove this month but I was able to get TU to remove it about 2 months early and EXP removed it at the beginning of the month.
EQ, for some ungodly forsaken reason has my delq date of 11/2007, which sets it for exclusion 11/2014, give or take. I have sent them paperwork on the foreclosure, I have sent them the notices where TU and EXP have removed the entry as well. They are just being arseholes to the n'th degree right now.
Total fktards, honestly.
/endrant
Current Scores - 8/26/2025
FICO 9
EQ - 769
TU - 778
EXP - 762
