Syncrony now provides FicoScores?

LShawn08 · ‎11-12-2016

Logged into my BananaRepublic account, new account layout and Fico scores now being provided. When did that happen?

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe

Physh1 · ‎11-12-2016

Syncrony has had it available on their Amazon store cards since August-ish...I think they're slowly integrating it into their other offerings. My Lowes card currently does not have a Fico score option.

Anonymous · ‎11-13-2016

I have a walmart card from them and have had the fico for almost two years.

Anonymous · ‎11-13-2016

Which FICO score is provided with the Walmart card?

Revelate · ‎11-14-2016

@Anonymous wrote:
Which FICO score is provided with the Walmart card?

TU FICO 8.

Walmart has offered that for years, think even back to 2011 or earlier even though I guess googling this forum could figure that out.

What's new is Synchrony is rolling out scores to other cards; I wonder if they'll do that for Care Credit and if so, if it would be still be TU as that at least rememberance underwrites on EQ... and I'd love to get a monthly EQ base score from somewhere.

Anonymous · ‎11-14-2016

Agreed. A monthly EQ 08 would be nice to have from a creditor. I'm surprised that a few haven't gone done this route yet. It seems that most FICO 08 scores provided are either TU or EX.

Revelate · ‎11-15-2016

@Anonymous wrote:
Agreed. A monthly EQ 08 would be nice to have from a creditor. I'm surprised that a few haven't gone done this route yet. It seems that most FICO 08 scores provided are either TU or EX.

TU had that product before FICO Open Access, and presumably it was near free anyway.

EX is the dominant bureau by volume so it doesn't surprise me that lenders are using that for their account review pulls now that Open Access is a thing.

It's not really that surprising looked at that way.