Hi,
Today my score dropped about 23 points because of an auto loan I have with Toyota Financial. I asked them to correct a few things I thought they were reporting incorreclty. It seems like the changes adversely affected my score, and there are still some errors on the report to boot.
Can someone tell me how the auto loan is supposed to be reported?
Example:
Account Owner: Individual Account
Type of Account: Installment
Terms Duration: (Blank)
Date Opened: 10/11/2008
Date Reported: 03/11/2013
Date of Last Payment: 03/2013
Date of Last Activity: 01/2013
Scheduled Payment Amount: $535
Actual Payment Amount: $534
High Credit: $25,301
Credit Limit: N/A
Terms Frequency: Monthly (due every month)
Balance: $4184
Months Reviewed: 28
Type of Loan: yes
