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TU EE Request for BK7 – Update

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StillKicking
Contributor

TU EE Request for BK7 – Update

So I called TU back and requested a Supervisor...Less than 5 minutes later she did an EE on my BK7. Boom, gone!

 

TU Fico8 jumped 60 points from 715 to 775. Not too shabby.

 

First attempt for EE at EX was a no go. Couldn't get past the front lines. CSR guy was a complete jerk. Said "who ever told you about EE lied to you. Is there anything else". I think I'll try again next week. Not even going to attempt EQ.

 

Feels pretty good to see that 775. Wouldn't have known anything about EE if it weren't for these forums!

Fico 8 Scores 10-19-20
Message 1 of 10
9 REPLIES 9
chhull00
Frequent Contributor

Re: TU EE Request for BK7 – Update

TU is awesome, keep up good work, youll get thereSmiley LOLHeartkudos.gif



Message 2 of 10
StillKicking
Contributor

Re: TU EE Request for BK7 – Update

Thank you chhull00!

Fico 8 Scores 10-19-20
Message 3 of 10
Remedios
Credit Mentor

Re: TU EE Request for BK7 – Update

Congrats! That must be a big relief 

Message 4 of 10
StillKicking
Contributor

Re: TU EE Request for BK7 – Update


@Remedios wrote:

Congrats! That must be a big relief 


Thank you!

 

It is a big relief. Now just need to get the right person EX. Read a few horror stories about EE at EX. Certainly don't want to make any mistakes..

Fico 8 Scores 10-19-20
Message 5 of 10
CreditInspired
Community Leader
Super Contributor

Re: TU EE Request for BK7 – Update


@StillKicking wrote:

So I called TU back and requested a Supervisor...Less than 5 minutes later she did an EE on my BK7. Boom, gone!

 

TU Fico8 jumped 60 points from 715 to 775. Not too shabby.

 

First attempt for EE at EX was a no go. Couldn't get past the front lines. CSR guy was a complete jerk. Said "who ever told you about EE lied to you. Is there anything else". I think I'll try again next week. Not even going to attempt EQ.

 

Feels pretty good to see that 775. Wouldn't have known anything about EE if it weren't for these forums!


Very nice. That 60-pt boost can obliterate the rude EX CSR’s attitude. Don’t give him another thought. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 6 of 10
Remedios
Credit Mentor

Re: TU EE Request for BK7 – Update


@StillKicking wrote:

@Remedios wrote:

Congrats! That must be a big relief 


Thank you!

 

It is a big relief. Now just need to get the right person EX. Read a few horror stories about EE at EX. Certainly don't want to make any mistakes..


I'd kinda advise you against it. Some people have had success with EX and EE, but for others it went terribly wrong, even though they did everything right.

EX treats EE as a dispute, so results are mixed bag at best

Message 7 of 10
Anonymous
Not applicable

Re: TU EE Request for BK7 – Update

Congrats! That’s quite a nice gain!

 

Echoing @Remedios here, I actually had an absolute nightmare spawned by trying to get EE from EX that ended up trickling down to EQ and could have made a big mess if my scores weren’t already being suppressed by the very baddie I was seeking EE for. 

 

That said, getting a derog account removed and getting a BK removed should be entirely different. But I don’t trust these CRAs. Imagine if they updated the date on your BK to later or something!? 😱 

Message 8 of 10
StillKicking
Contributor

Re: TU EE Request for BK7 – Update


@Remedios wrote:

@StillKicking wrote:

@Remedios wrote:

Congrats! That must be a big relief 


Thank you!

 

It is a big relief. Now just need to get the right person EX. Read a few horror stories about EE at EX. Certainly don't want to make any mistakes..


I'd kinda advise you against it. Some people have had success with EX and EE, but for others it went terribly wrong, even though they did everything right.

EX treats EE as a dispute, so results are mixed bag at best


I know. I've read many of your posts advising against it. TU was so simple (the 2nd time) I immediately called EX and we know how that turned out. I'm very hesitant to even worry with it.

 

Thank you for the advice.

Fico 8 Scores 10-19-20
Message 9 of 10
StillKicking
Contributor

Re: TU EE Request for BK7 – Update


@Anonymous wrote:

Congrats! That’s quite a nice gain!

 

Echoing @Remedios here, I actually had an absolute nightmare spawned by trying to get EE from EX that ended up trickling down to EQ and could have made a big mess if my scores weren’t already being suppressed by the very baddie I was seeking EE for. 

 

That said, getting a derog account removed and getting a BK removed should be entirely different. But I don’t trust these CRAs. Imagine if they updated the date on your BK to later or something!? 😱 


Thank you! The bump feels pretty good.

 

Your story specifically is one of the horror stories I was referring to. I'm thinking I may just let it fall off naturaly. What's three months after all this time. Besides, not like I'm in a hurry for any new credit...

Fico 8 Scores 10-19-20
Message 10 of 10
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