TU reporting 120 day lates where none exist.

Anonymous · ‎09-16-2009

I just pulled my TU report and it shows Current status on my Americredit as 120 days late. Americredit removed a 60, 90 and 120 day late from my TL. The lates are gone but the current status still remains. Should I dispute the CRA to have them update the current status? According to what is now reported on my CR I have never been 120 days late with Americredit. Looks bad if someone is doing a manual review.

llecs · ‎09-17-2009

I would pull your CR directly from the CRA before disputing anything. Look at the full history and make sure there aren't any lates like that, CO references, or CO comments in the comment line.

Anonymous · ‎09-17-2009

@llecs wrote:
I would pull your CR directly from the CRA before disputing anything. Look at the full history and make sure there aren't any lates like that, CO references, or CO comments in the comment line.

From past reports, I'm certain there aren't. I'll pull one just to be sure. If they do indeed have Americredit's status incorrectly reported I'll request a correction.

Thanks,