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Target Redcard

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Mjhall85
Frequent Contributor

Target Redcard

Why does it show up as a retail loan when it's a credit card?

Chapter 7 filed 2/3
Discharged 6/30

Fico 8
EQ 681 TU 671 Ex 665
Fico 4 TU 690 Fico 5 702 Fico 2 693
Message 1 of 3
2 REPLIES 2
coldfusion
Community Leader
Mega Contributor

Re: Target Redcard

Who is reporting it as a "retail loan"?  EX reports mine as a CC with revolving terms, EQ as account type revolving, loan type Credit Card. 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 3
Mjhall85
Frequent Contributor

Re: Target Redcard

Experian shows it as a retail loan here on myfico but when I log into the actual experian site it shows cc with revolving terms. Guess could Of just been a goof  up with myfico 

Chapter 7 filed 2/3
Discharged 6/30

Fico 8
EQ 681 TU 671 Ex 665
Fico 4 TU 690 Fico 5 702 Fico 2 693
Message 3 of 3
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