Tips - When a Collection Agency Calls

[Anonymous]

I see a lot of postings regarding telephone calls from and to a Collection Agency.  These guidelines should be used when communicating with a Collection Agency.

• Do not talk to a CA!
• Send all communications in writing CMRR.
• Do not sign letters you send to a CA - Typed Name only

When a CA calls:

• No matter what the CA asks, says or threatens, your only reply should be "I wish all communications to be in writing.  You may contact me in writing at (give them your address)".
• Other than repeating the above statement - say Goodbye!

Reasons

• You may inadvertently admit to something you should not.
• You may agree to something you should not.
• You may provide them with information they do not already have.

If you just can't resist talking to the CA, never provide or verifiy the following information:

• The correct spelling of your name
• Social Security Number
• Name of Employer
• Name of your Bank
• Previous Address
• That you have (or have in the past had) an account with them or anyone else

Message Edited by dwarfess on 01-27-2008 07:18 AM